{"id":163,"date":"2021-10-02T11:29:42","date_gmt":"2021-10-02T10:29:42","guid":{"rendered":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/?p=163"},"modified":"2023-02-09T13:33:47","modified_gmt":"2023-02-09T13:33:47","slug":"expect-the-unexpected-national-student-money-week-testimonial-2","status":"publish","type":"post","link":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/2021\/10\/02\/expect-the-unexpected-national-student-money-week-testimonial-2\/","title":{"rendered":"\u2018Expect the Unexpected\u2019 \u2013 National Student Money Week Testimonial"},"content":{"rendered":"\n
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Photo by J. Kelly Brito<\/a> on Unsplash<\/a><\/figcaption><\/figure>\n\n\n\n

Entering university shifted my whole life, it was a complete change, my environment and everything I knew simply disappeared, and I was completely alone for the first time. I remember my induction class, the people around me, the feelings I had, was it happiness or excitement? Or maybe all my feelings combined? During my first week of university, I had to familiarise myself with my new surroundings and getting used to uncertainty is always difficult. <\/p>\n\n\n\n

I did not expect the unexpected and that made my situation worse. A specific case happened during my first week of university. My student loan did not come through neither did I have a laptop or money to pay my monthly rent. It was then the last week of September and I was told that I would not receive any money until at least two or three weeks. I was very desperate and just did not know what to do or expect. <\/p>\n\n\n\n

After a few days of thinking and looking at all my\u00a0options\u00a0I stood up and started to create a \u2018salvation plan\u2019. I contacted\u00a0King\u2019s\u00a0Student Funding<\/a>, my bank, student finance and every service I could in order to obtain some type of funding. That same day King\u2019s\u00a0Student Funding department\u00a0emailed me back and after hours of research, I got a temporary loan in order to pay my rent. The library services\u00a0told me that I could rent a laptop for 24 hours\u00a0every day\u00a0and that saved me! The next day my bank contacted me and told me that I could obtain an overdraft\u00a0of \u00a31,500!\u00a0\u00a0<\/p>\n\n\n\n

At the end, everything turned out well and I was able to pay back my loans and obtain my student funding a few weeks later. I did not plan for the unexpected and that was a huge failure on my side. My first few weeks at university would have been much easier and fun had I planned for the unexpected, from there on I learned to always expect the unexpected, so always have a contingency plan. <\/p>\n\n\n\n

<\/p>\n\n\n\n

Lisa Maria Martin
King’s Student Money Mentor<\/strong>
Part of Money & Housing Advice<\/strong>
Studying Psychology BSc (UG)<\/strong><\/p>\n\n\n\n

<\/p>\n\n\n\n

Need to speak to a Money Adviser?<\/em>\u00a0Call the\u00a0Student Advice Line<\/a>.<\/p>\n\n\n\n

The King\u2019s Student Money Mentors blog shares our students\u2019 personal experiences and thoughts on money-related topics. Any reference, opinions or recommendations on a particular company\/brand are only the views of the student(s) who wrote the blog post. King’s College London, the Money & Housing Advice service and the Money Mentor project do not share the views in the blogs nor endorse any of the companies mentioned.<\/em> Readers should conduct their own research before using any companies mentioned in our blog posts.<\/em> <\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Entering university shifted my whole life, it was a complete change, my environment and everything I knew simply disappeared, and I was completely alone for the first time. I remember my induction class, the people around me, the feelings I had, was it happiness or excitement? Or maybe all my feelings combined? During my first week of university, I had to familiarise myself … <\/p>\n

Continue reading “\u2018Expect the Unexpected\u2019 \u2013 National Student Money Week Testimonial”<\/span><\/a><\/p>\n","protected":false},"author":967,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[9,2,3],"class_list":["post-163","post","type-post","status-publish","format-standard","hentry","category-uncategorised","tag-emergency-funds","tag-money-mentor","tag-national-student-money-week","entry"],"_links":{"self":[{"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/posts\/163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/users\/967"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/comments?post=163"}],"version-history":[{"count":8,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/posts\/163\/revisions"}],"predecessor-version":[{"id":680,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/posts\/163\/revisions\/680"}],"wp:attachment":[{"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/media?parent=163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/categories?post=163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/tags?post=163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}