{"id":134,"date":"2021-10-02T11:02:13","date_gmt":"2021-10-02T10:02:13","guid":{"rendered":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/?p=134"},"modified":"2022-11-04T20:01:47","modified_gmt":"2022-11-04T20:01:47","slug":"surviving-scams-national-student-money-week-testimonial","status":"publish","type":"post","link":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/2021\/10\/02\/surviving-scams-national-student-money-week-testimonial\/","title":{"rendered":"\u2018Surviving Scams\u2019 \u2013 National Student Money Week Testimonial"},"content":{"rendered":"\n

Banking situation:<\/strong><\/p>\n\n\n\n

A situation I would like to talk about is one that has probably affected millions across the UK and happens daily. Last month I nearly fell victim to a scam which could have affected my ability to complete my masters.<\/p>\n\n\n\n

What I did?<\/strong><\/p>\n\n\n\n

I was sent a text message which said that my bank account had been used to make an odd purchase and to reply if this transaction wasn\u2019t me, which of course, I did.<\/p>\n\n\n\n

Around 2 minutes later I received a phone call from a gentleman who was supposedly working for the \u2018fraud\u2019 team at my bank. Alarm bells started ringing in my head as the number was unfamiliar, the tone of voice seemed rushed and I was asking for my personal identification number.<\/p>\n\n\n\n

I told the gentleman that I\u2019d call back later using the official bank number off the website, he persisted to tell me he was trying to help me, and I would be liable for any transactions made, even if I didn\u2019t make them! I immediately went to the banks website and rang the team to ask if indeed it was them calling or was it a scam, I was told that they hadn\u2019t called me, and somebody was indeed trying to gain access to my account.<\/p>\n\n\n\n

\"\"
Photo by Alexander Schimmeck<\/a> on Unsplash<\/a><\/figcaption><\/figure>\n\n\n\n

Access to resources?<\/strong><\/p>\n\n\n\n

This situation was highly stressful as under the pretences it\u2019s easy to cave in to the pressure and give the fraudster what they\u2019re after, especially after they insist they\u2019re only helping. But there were many red flags that I would urge people not to ignore, if it doesn\u2019t feel right, more than likely it isn\u2019t!<\/p>\n\n\n\n

I would also urge people to step out of the situation and look at it from another perspective and think \u2018what would you advise somebody who told you this was happening to them?\u2019. You often think more rationally when placed to give advice. Lastly, I would like to remind everybody that essentially you are in control of the situation, never be afraid to speak up, confront and ask questions. I did this and it saved somebody stealing all my potential tuition fees for my masters!<\/p>\n\n\n\n

<\/p>\n\n\n\n

Nidah Younas<\/strong>
King’s Student Money Mentor
Part of Money & Housing Advice<\/strong>
Studying Accounting, Accountability & Financial Management MSc (PGT)<\/strong><\/p>\n\n\n\n

<\/p>\n\n\n\n

Need to speak to a Money Adviser?<\/em> Call the Student Advice Line<\/a>.<\/p>\n\n\n\n

For more information on scams, take a look at\u00a0\u2018Understanding & Avoiding Scams Part 1: What is a Scam?\u2019<\/a>, and\u00a0\u2018Understanding & Avoiding Scams Part 2: Known Student Scams\u2019<\/a>.<\/em><\/p>\n\n\n\n

The King\u2019s Student Money Mentors blog shares our students\u2019 personal experiences and thoughts on money-related topics. Any reference, opinions or recommendations on a particular company\/brand are only the views of the student(s) who wrote the blog post. King’s College London, the Money & Housing Advice service and the Money Mentor project do not share the views in the blogs nor endorse any of the companies mentioned.<\/em> Readers should conduct their own research before using any companies mentioned in our blog posts.<\/em>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

Banking situation: A situation I would like to talk about is one that has probably affected millions across the UK and happens daily. Last month I nearly fell victim to a scam which could have affected my ability to complete my masters. What I did? I was sent a text message which said that my bank account had been used to make an … <\/p>\n

Continue reading “\u2018Surviving Scams\u2019 \u2013 National Student Money Week Testimonial”<\/span><\/a><\/p>\n","protected":false},"author":967,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[2,3,4],"class_list":["post-134","post","type-post","status-publish","format-standard","hentry","category-uncategorised","tag-money-mentor","tag-national-student-money-week","tag-surviving-scams","entry"],"_links":{"self":[{"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/posts\/134","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/users\/967"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/comments?post=134"}],"version-history":[{"count":9,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/posts\/134\/revisions"}],"predecessor-version":[{"id":536,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/posts\/134\/revisions\/536"}],"wp:attachment":[{"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/media?parent=134"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/categories?post=134"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.kcl.ac.uk\/moneymentors\/wp-json\/wp\/v2\/tags?post=134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}